Assessing The Financial Literacy of College Student

Dunakhir, Samirah (2021) Assessing The Financial Literacy of College Student. In: TRANSFORMASI PENDIDIKAN BERKUALITAS BERBASIS ENTREPRENEURSHIP DI ERA MERDEKA BELAJAR-KAMPUS MERDEKA. Badan Penerbit UNM, Makassar, pp. 203-211. ISBN 978-623-7496-78-6

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Abstract

Abstract Financial literacy is a basic requirement for everyone to avoid financial problems. Financial difficulties can arise if there is an error in financial management. In order to achieve financial prosperity, a person needs to have good knowledge, attitudes, and ability to implement a healthy personal finance. The extent to which a person has knowledge, attitude and ability to manage his/her finances is known as financial literacy. The national financial literacy survey conducted by OJK in 2016 showed that only 29.7% of Indonesia's total population was classified as well literate (having knowledge and beliefs about financial service institutions and financial service products, including features, benefits and risks, rights and obligations related to financial products and financial services, as well as having skills in using financial products and services). Since conducting a national survey related to financial literacy, OJK has continued to educate the public and the younger generation (students) through seminars and smart financial socialization. According to the commissioners of the Financial Services Authority, students are not enough just to be literate, but also need to be financially literate. This is important because one of known ways to increase the growth of people's welfare is to increase public financial literacy. In this context, the paper attempted to describe the students’ financial literacy that enroll in some universities in Makassar South Sulawesi. The data was collected through questionnaire as the primary source. The tools used for the analysis was SPSS. The results showed that the students’ financial literacy mostly in low level category.

Item Type: Book Section
Uncontrolled Keywords: financial literacy; formal education; informal education
Subjects: FAKULTAS EKONOMI
KARYA ILMIAH DOSEN
Universitas Negeri Makassar > KARYA ILMIAH DOSEN
Divisions: KOLEKSI KARYA ILMIAH UPT PERPUSTAKAAN UNM MENURUT FAKULTAS > KARYA ILMIAH DOSEN
KARYA ILMIAH DOSEN
Depositing User: Herling HR Sahade
Date Deposited: 05 May 2023 06:25
Last Modified: 05 May 2023 06:25
URI: http://eprints.unm.ac.id/id/eprint/28396

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