ANALISIS PENGARUH TINGKAT SUKU BUNGA KREDIT DAN INFLASI TERHADAP PERMINTAAN KREDIT PADA PT. BANK RAKYAT INDONESIA CABANG SINJAI DI KABUPATEN SINJAI

Noer, Andi Ihza Mayani (2022) ANALISIS PENGARUH TINGKAT SUKU BUNGA KREDIT DAN INFLASI TERHADAP PERMINTAAN KREDIT PADA PT. BANK RAKYAT INDONESIA CABANG SINJAI DI KABUPATEN SINJAI. UNM.

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Abstract

ANALISIS PENGARUH TINGKAT SUKU BUNGA KREDIT DAN INFLASI TERHADAP PERMINTAAN KREDIT PADA PT. BANK RAKYAT INDONESIA CABANG SINJAI DI KABUPATEN SINJAI Andi Ihza Mayani Noer1 , Diah Retno Dwi Hastuti2 , Sri Astuti3 1Fakultas Ekonomi dan Bisnis, Universitas Negeri Makassar email: ihzamayani@gmail.com 2Fakultas Ekonomi dan Bisnis, Universitas Negeri Makassar email: diah.retno@unm.ac.id 3Fakultas Ekonomi dan Bisnis, Universitas Negeri Makassar email: sri.astuty@unm.ac.id ABSTRACT This study aims to determine: (1) Knowing the effect of interest rates on credit demand at PT. Bank Rakyat Indonesia Sinjai branch in Sinjai Regency in 2017-2021. (2) Knowing the effect of inflation on credit demand at PT. Bank Rakyat Indonesia Sinjai branch in Sinjai Regency in 2017-2021. The population, as well as the sample from this study, are data on interest rates, inflation, and notes on credit request reports for 5 years, 2017-2021 at PT. Bank Rakyat Indonesia Tbk Sinjai Branch Office in Sinjai Regency. Data collection techniques using documentation and interviews. The data analysis technique used is the classical assumption test and multiple linear regression analysis. The results showed that: (1) The loan interest rate had a negative and significant effect on the demand for credit at PT. Bank Rakyat Indonesia Sinjai Branch in Sinjai Regency. (2) Inflation has a negative and significant effect on credit demand at PT. Bank Rakyat Indonesia Sinjai Branch in Sinjai Regency. Keywords: Interest Rate, Inflation, Credit Demand

Item Type: Article
Subjects: FAKULTAS EKONOMI > Manajemen > Pendidikan Ekonomi
FAKULTAS EKONOMI > Pendidikan Ekonomi
Divisions: FAKULTAS EKONOMI
Depositing User: UPT PERPUSTAKAAN UNM
Date Deposited: 31 Aug 2022 06:52
Last Modified: 31 Aug 2022 06:52
URI: http://eprints.unm.ac.id/id/eprint/24494

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