The Influence of Interest Rate of Indonesian Central Bank Certificate and Non Performing Loan to Investment Loans in SME'S in Indonesia

Mukhtar, Saparuddin and Herlitah, Herlitah and Setianingtyas, Intan and Bado, Basri (2018) The Influence of Interest Rate of Indonesian Central Bank Certificate and Non Performing Loan to Investment Loans in SME'S in Indonesia. In: 32 nd lBlMA Conference, 15-16 November 2018, Seville Spain.

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Abstract

Abstract This study aimed to obtain information and knowledge based on data and facts from the effect of SBI interest rate and non-performing loans to investment lending in SMEs in Indonesia. The method used is a form of time series from the years 2011-2015 using quantitative methods with descriptive analysis. This data is presented every year on a monthly basis obtained from the website of Bank Indonesia (bi.go.id). This study uses the data time series regression model with Cochrane-Orcutt correction techniques. Based on the analysis of simultaneous, SBI interest rate and NPL have the significant effect on SME investment lending. Based on the results of a partial analysis, the SBI interest rate has no effect on investment lending SME and Non-Performing loans have a significant negative effect on investment lending to the SMEs. The Variations influence of two independent variables can be determined based on the R2 value of 0.991465 which indicates that 99% of the variation in the SME ban portfolio was affected by the SBI interest rate and the NPL and the rest influenced by other factors outside the research method. Keywords: SME investment loans, SBI interest rate, Non performing Loan

Item Type: Conference or Workshop Item (Paper)
Subjects: KARYA ILMIAH DOSEN
Universitas Negeri Makassar > KARYA ILMIAH DOSEN
Divisions: KOLEKSI KARYA ILMIAH UPT PERPUSTAKAAN UNM MENURUT FAKULTAS > KARYA ILMIAH DOSEN
KARYA ILMIAH DOSEN
Depositing User: Herling HR Sahade
Date Deposited: 16 Jan 2019 08:32
Last Modified: 16 Jan 2019 08:32
URI: http://eprints.unm.ac.id/id/eprint/11764

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